Eligibility

You can take out an Essential SIPP if:
  • You are under age 75 and resident in the UK
  • You have UK earnings at the time of joining the Essential SIPP
  • You and or your spouse/partner receive earnings from Overseas Crown employment which are subject to UK tax
You can establish a SIPP plan regardless of your employment status or whether you are a member of your employer’s pension arrangements, subject to certain limits.
In addition most forms of UK pension can be transferred to a SIPP.