Why choose us?
The ‘Essential SIPP’ is Stadia Trustees sole UK pension product and therefore we pride ourselves on being specialists in this field. With just one product, you could say we only have one opportunity to get it right, so with this in mind, we make sure we do get it right and give the client the five star Stadia experience they deserve.
Service and innovative approach
The Essential SIPP was created with a purpose to provide a completely unique product that would meet the needs of everyone, yet cater to the individual. Our specialisation enables us to provide a greater depth of knowledge and investment opportunities, which allows us to review each applicant on a case by case basis.
We are living in a seemingly unpredictable economic climate, where safeguarding your future is of paramount importance. Therefore we are always willing to go the extra yard in order to accommodate a more diverse investment portfolio as we allow the full range of HMRC permitted investments, and consider ourselves a ‘real SIPP provider’. If you are looking for more flexibility and greater investment choice then look no further than the Essential SIPP.
With several decades of experience within our ranks, we are able to provide our clients with a high level of customer service. Combine this with a diverse demographic of staff and the result is a great blend of both industry experience and innovative thinking.
Charges
We believe in simplicity and transparency when it comes to our fee structure, and offer our clients a three tired pricing structure with no hidden charges. Our fee structures are inclusive and per annum with no set up or exit fee. An additional flat fee is charged when a client wishes to take an income, but if only tax free cash is taken and no income, then there is no charge.
We are an efficient organisation without any large corporate overheads, resulting in an extremely competitive product that starts from just £250 per annum.
Your piece of mind
The Essential SIPP is a product of Stadia Trustees Ltd who are authorised and regulated by the FSA (Financial Services Authority) No.464763. We are also extremely IFA friendly where IFAs are able to invoice the Essential SIPP directly, in the spirit of the Retail Distribution Review.
Stadia Trustees also adheres to Treating Customers Fairly, which aims to ensure an efficient and effective market and thereby help consumers achieve a fair deal.
Our aim is to offer a simple, efficient and transparent product which caters to the individual, rather than the masses. We pride ourselves on giving our clients the ‘Stadia Experience’. From the moment a client makes contact, we strive to make the process of transferring as seamless as possible, leaving the client relaxed and in control. Furthermore we are constantly striving for excellence and adopt an approach of continuous improvement from the CEOdown to the front line. We are small
enough to care and large enough to provide a professional service.
Key benefits of the essential SIPP include:
- The money invested in your SIPP is free of basic rate tax. Upon retirement (minimum age 55), you can take up to 25% of your pension as a tax-free lump sum
- Control of investments, including wider investment opportunities as all HMRC permitted investments are allowed by the essential SIPP. See www.sippwise.com
- Ability to hold a vast range of asset classes enabling you to build a diverse investment portfolio
- Ability to transfer any existing pension schemes and investments you may have into one pension fund
- Access to friendly and helpful customer service
- Ability to switch investment choices within the essential SIPP with no administration fee (e.g. higher or lower risk)
- Competitively priced fully inclusive fee structure
- No transfer or contribution fees
- No hidden penalties or exit clauses
- No need to purchase an insurance company annuity
- Free transfer between essential SIPP and essential QROPS
